Colorado Lawmakers Tackle 'Ghost Networks' to Improve Mental Health Access

Feb 13, 2026, 2:41 AM
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Colorado lawmakers are making strides to enhance access to mental health care by targeting the issue of "ghost networks," which refers to providers that are inaccurately listed in health insurance databases. These networks often prevent patients from receiving timely care, as many listed providers are unavailable, out of service, or no longer accepting new patients.
The initiative is encapsulated in House Bill 1002, which mandates that commercial insurance carriers must confirm the status of mental and behavioral health care providers who have not submitted claims for at least a year. This verification process aims to ensure that patients have access to accurate provider directories, thereby reducing the frustration of navigating false listings.
The bill also seeks to expand the mental health workforce by allowing pre-licensed providers to join insurance networks and receive reimbursement for services rendered under supervision. This move is particularly significant given the state's pressing need for mental health professionals; Colorado currently faces a shortage of over 4,000 positions in this field.
Lindsay Gilchrist, a primary sponsor of the bill, emphasized the importance of addressing the barriers that lead many Coloradans to seek out-of-network therapists. She noted that patients are eleven times more likely to go out of network for mental health services compared to other medical specialties, resulting in higher out-of-pocket costs and delayed care.
Further supporting the bill, Rep. Kyle Brown pointed out that all of Colorado's rural counties are grappling with workforce shortages in mental health care, which exacerbates access issues for residents. The increasing demand for mental health services, particularly in the wake of the COVID-19 pandemic, has made these legislative changes even more urgent.
Health advocates have praised the bill as a significant step toward alleviating the burden of trial and error that patients often face when trying to find suitable care. Alexis Althop of Healthier Colorado highlighted that timely removal of inaccurate providers from networks will create opportunities for eager professionals who are ready to accept new patients.
Amanda Carlson from the Colorado Consumer Health Initiative added that the challenges of navigating the health care system are particularly pronounced for mental health services, where patients frequently encounter obstacles due to ghost networks. The bill's passage, which received a favorable vote of 10-2, reflects a growing recognition of the need for improved access to mental health care across the state.
Looking ahead, the success of House Bill 1002 may hinge on the effective implementation of its provisions and the continued commitment of lawmakers to address the persistent challenges in mental health access. With Colorado's mental health crisis still looming, the initiative represents a proactive effort to ensure that residents receive the care they need without unnecessary barriers.
In summary, Colorado lawmakers are taking significant steps to combat the challenges posed by ghost networks in mental health care by introducing legislation that aims to enhance provider directory accuracy and expand the mental health workforce. This initiative is crucial in ensuring that all Coloradans have timely access to the mental health services they require.

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